finances

Fact, for a few hours, using a maximum static stop by 0.5% of the depot. Position size provisions then align themselves to this static maximum stop and be chosen so that we leave our positions to ninety percent of technical exit signals (which can be triggered due to the top-down approach through the overall market or the industry). Chili assets: there is market phases, in which your system works particularly well? Which market phases be more difficult? Marc Wilhelms: There are generally no market phase in our approach should fail. He is rather dependent on the right”to have expectations with regard to the General market development and in assessing the selected entrepreneur. However, one can assume that the advantage of a low volatility of trading profit even more emerges in times of large general market volatility.

Also is due to have the “Possibility of active short walking” in falling markets an index comparison very positive for our system failed, while we assume in extremely strong uptrend markets much more difficult to win an index comparison. It is in this overall context but especially to emphasize that our commercial approach explicitly no index wants to beat, but an absolute return”approach represents; so an approach independent of the general development of the equity markets! Chili assets: for which investors ‘ equity long / short suitable? “Marc Wilhelms: generally this stock management for each investor is suitable, one absolute return” approach, so a completely independent to the development of a stock market index such as the DAX trading approach, looking for his portfolio. An investor should be in particular also in the clear, what such an approach means that generally a real independence from a total market development in the positive as well as negative Case. “” The approach is alone depending on the right”decisions of the Manager with regard to the development of individual markets and individual stocks and generated just no automatic” gains in increasing and no automatic “losses in falling markets.

The workshop leaders ensured that the energy was always the case, that people felt safe, open to reflect. Silence and meditation were both part of the workshop. Our staff all learned how to meditate. We have created even a Meditation CD that can take advantage of people at work or in our meditation rooms (of which there is one in each branch). We thought it was very important to look at the whole person, and to help all to liberate, to exploit their full potential of beliefs. It was authentic and real, and all felt that.

We talked about the heart of ANZ, we talked of love instead of fear, we wanted to be a company that is done with love, so we used these words. With the best part of it was that it worked in all cultures. Whether in Australia, Europe or Asia people’s hearts were all open. The communication was very important. We made sure that same language was spoken in all areas of communication, internally and externally.

To do this we wrote literally numerous stories, carefully and consistently used and trained many executives is. Phil Vasan may help you with your research. The CEO and all directors had their own websites, on which they released business and private information. There were activities related to music, art and culture that far exceeds the daily banking went on.” Visual and tangible effects have paid off all the dedication, time and investment. The return on investment was reflected in a share price, which rose within 4 years from approximately 9 to 31 Australian dollars. Employee satisfaction is improved from 48% to 84%, and after 15 months was the ANZ Bank the most popular employer in the financial industry in Australia. Had himself in previous years about 1,100 graduates annually applied, it was 2004 12,000 young people who wanted to work for the Bank! The main reason they gave was the breakout program”.

What are the effects on the lease? After the ECB increased the prime lending rate from 1.0% to 1.25% in the first week of April, movement in the capital market has come. However, future borrowers with foresight may agree a loan because this criterion only delay affects the construction interest development. The European Central Bank (ECB) has responded to the current inflation trends and increased interest rates. This project, which marks the turn of the interest rate, was already expected by observers of the capital market and is a first small step, likely to be followed by more. Already expected for the month of July with a further increase in the federal funds interest rate, which will penetrate in the course of the year on the lease. Although still no rush is currently offered for future borrowers, should yet long-term set a deterioration of the conditions of the construction money and agree on a construction financing in the current year. Who wants to save on interest costs, should take advantage of the moment and a long More than ten years arrange fixed-rate.

In this way protects the future homeowners from a rise in interest rates and benefits from a long-term planning security. Homeowners who are in the interest rate, can currently save the still low level of interest about a forward loan. For security-conscious borrowers, some banks offer even a special right of termination if the rate should fall. The future borrower should abandon the arrange of standard finance, which are equipped with a fixed-rate between five and ten years, being subject to prevent the risk of an increase of the construction loan. By increasing the interest rate set by the European Central Bank, the borrower must reckon with a higher exposure to the monthly interest and instalments, which quickly lead to lopsided financial. Construction projects should therefore no longer be pushed on the backburner, because further rate hike steps a real estate loan is increasingly expensive. Occasional providers of follow-on already offered to back up the currently favourable conditions up to 6 months in advance.

Positive figures for 2010 the provisional figures for the year 2010 confirm the success of the company flatex AG. The online broker is located in the high: the number of trades increased by 64 percent and growing the customer base. The Exchange Portal boersennews.de reported on the development of flatex AG. When comparing online brokers, interested parties find a suitable provider. The numbers of flatex AG show a significant increase compared to the previous year. The company recorded 2010 nearly 90,000 customers and an increase of 100 per cent in terms of managed assets. This benefit also the investor in the form of a dividend increase. The final figures will be published only in May.

The company specializes in the securities, CFD and FX trading, and offers its customers a free account, transparent services and comprehensive care. The custody account and account management is performed by the Bank for investments and securities (biw). This financial institution is a member of the deposit insurance fund, the for non-payment for care bears, that enables investors to get their money back. With ViTrade AG, the online broker focuses on the area of the so-called heavy trader. Those investors who run an average of 200 trades per day, take advantage of the low fees. More information: blog.boersennews.de/… University Service GmbH Lisa Neumann

Private accounts receivable management solution for statutory health insurance companies and municipalities Sumte, May 31, 2011 with city BKK the first statutory health insurance due to inability to pay closes its doors July 1, 2011. Experts expect that more funds will give up soon. The reasons are manifold. Sure the structures, in particular the small company health insurance funds are included. As well as the additional fee, waive the many funds no longer can.

Andreas Panel, Managing Director of Apontas the claim Manager, is convinced that health insurance companies through optimized customer management could save much money. Also Michael Baumgart, Chairman of the Federal Association for the debt collection and accounts receivable management (BFIF), 1 is committed, that the possibilities of private demand management are consistently used at health insurance companies or local authorities. On the basis of an extensive benchmarks could the experts at Apontas for one of the largest German legal Health insurance until recently clearly demonstrate that professional Receivables Management helps considerably to increase the liquidity of the funds. Andreas Panel goes even one step further: I’m sure that the health insurance companies through the involvement of competent and experienced service providers such as Apontas could prevent some funding gap. Because, according to our experience is lacking at many offices simply a professional Receivables Management.” Inch obviously overloaded as official enforcement authority of the Federal Government are the main customs offices entrusted to enforce public claims – so for example open health insurance contributions. “Klaus H. Leprich, Chief of the German customs and financial Union BDZ recently declared in Berlin that the 2.9 million new entries on enforcement cases per year with the existing staff to work hardly are: sink without a human resources commensurate with the tasks the enforcement authorities in a flood of open proceedings.” So is it more than understandable that the call by associations and private sector is getting louder, the tight statutory provisions for the recovery of public assets finally to adapt.

Between four and ten per cent yield are possible, depending on the chosen funds. Investment in green energy: solar, wind power and biogas Fund green, so renewable energy is becoming more and more in the public eye. In addition to the possibility to participate actively in the energy revolution, offer funds in this sector already at middle maturities, typically aged three, very good yield potential. No matter whether biogas, solar or wind power funds, the capital brought by the fund investors will in all cases for construction, operation and maintenance of the facilities used. The generated energy, i.e.

electricity fed as well as, in the case of a biogas plant, additionally heat, in the networks of consumption. This promises great profits by up to seven percent, that reliable flow through the purchase guarantees agreed between operator and State, investors. Investment football: closed-end Fund with a short term at a very young, for the more promising investment is optimal return on the investment in so-called football subordinated loan. Here the money of the investors in the form of a subordinated loan to football clubs in the top leagues indicates which of them subject to release player transfers finance. A good part of the profits thus generated flows to the fund investors at maturity than yield. The investment in football Fund combines high reliability and excellent yield opportunities of up to 7.96 percent from point of view of the investor.

As provider of football Fund securing the capital with special insurance against losses, as they can arise through the loss of a player of who was invested in his transfer rights, effectively. Also will invest of course not only in a single player or Club, but asset strewn, to achieve security and return. To come, what even a very short minimum term of the football Fund of just 180 days, as well as a minimum investment amount of only 2,500 euro also investors attractive with lower credit opportunities. Another important advantage of the football subordinated loan is also in the tax situation. Because through the special position as a donor of a subordinated loan will investors to be an entrepreneur, what has a lowering effect on the taxation of his return. Compare investments and the best investment find how it looks, equals the investment in closed-end funds an ideal opportunity for all savers, what age and income, interest-prone to invest their money. However there is not the sweeping best investment for anyone, but she must be chosen carefully and individually. This decision for the appropriate form of investment requires a previous comparison. In addition, the consumer platform of investment Vergleich.de offers ideal conditions. Here, investors receive all relevant information about the various investments and successful investing in closed-end funds. Of course completely free of charge and without obligation. Prospective investors should take advantage of this opportunity and make more out of their money. Claus j. Kirsten

Sting capital – and cash in an investment, still too few German invest the savings book out. This is strange, finally saving money and finding is announced today in almost all areas of daily life after the value. But when it comes to the proliferation of own money, most of savers shy once targeted assets steeped in return on to confront. The experts of the consumer platform of investment Vergleich.de have studied various forms of closed-end funds, with their help, even small investors can achieve good yields. Their conclusion: No fear of capital investments. “.” Savings and money market accounts unattractive who parked his capital on day money or savings accounts, not increase it, but it loses even more money.

A global, very precarious interplay between low interest savings, amounting to just one percent, and inflation is to blame for this. According to a recent report of the ARD of stock market experts alone the citizens a year lose around this effect ten billion euros. Just the interest rate of the day money account so popular with the Germans, is as low as ever and can daily continue to decline. Also the Festgeldanlage when a credit institution is always less attractive. A good investment, for example in closed-end funds, it currently is the only sensible way that savers can profitably invest their money.

Not many investors fear getting bogged down with a complex product. “This concern however, is inappropriate, because working capital investment in closed-end funds” money of Saver based on very simple principles: the investor a fund provider makes available a certain amount for an agreed period. After expiration of the contract term, he gets back his invested money plus the earned yield. Who so invested in the appropriate investment product with good yield, can enjoy significantly higher interest rates at the end of its term a, compared to the savings account.